A few days ago, we talked about how the Co-Badzhing Map of the World Payment System with the Chinese system UnionPay can help in foreign journeys and payment for online purchases in foreign stores, especially in Asian countries:

The need for UnionPay arose after Visa, Mastercard, Paypal, American Express and Western Union restricted the availability of their services for Russians. One moment disappeared by the opportunities for paying purchases in overseas online stores.

Some Russian banks and earlier released cards with support for UnionPay, for example, "Mail-Bank", it was even a free virtual card in addition to the usual. However, many of this were not enough, because It took a plastic travel card - only with it can be paid in other countries and take cash in their ATMs.

At points where UnionPay is supported, of course, and there are a lot of such and in the West, because The payment system has expanded the geography there to improve the maintenance of Chinese tourists in Europe, first of all. Clarify where UnionPay is supported, follows to a trip or filling out payment details in a foreign online store.

As expected, while the remaining Russian banks only plan to produce co-bayage cards (it may take several months before such offers appear), those who have already exist, significantly increased the price of the service.

The map is called Co-Badginovaya, because The "Peace" system is responsible for payments within Russia, and the UnionPay system is for foreign transactions, which is quite convenient.

Domestic banks have several times increased the release of new maps with support for UnionPay, but also the cost of such a release. He takes from a few days before the week. Also, take into account the possible presence of queues in departments from the suffering, which also went beyond the cards with UnionPay. Especially, this is noticeable in Moscow.

Partially approach is due to increased demand, chip deficiency, plastic, and the inability to instantly connect to the program of other banks. In addition, the World Map in Russia is used to obtain a tourist cachek. With the expansion of the clients of the program in the coming weeks, the demand for World Maps will only grow even more, the share of the payment system in the Russian market will change.

In Gazprombank, the price of the card rose three times - to 15-16 thousand rubles. It is about the physical map for travel. Customers of the Institution Virtual Card may issue for free.

Digital cards and also continues to issue "Mail-Bank" at the current time at the "Online Card 2.0" tariff. Now the "Mail-Bank" does not offer services for the release of cards with UnionPay in plastic.

Carefully examine the tariff plan and all commissions, because Additional services for free in one area are sometimes fraught with increased expenses (commissions) for other operations.

In Rosselkhozbank, you can order a co-bay-type name card with UnionPay for 9.5 thousand rubles.

In the bank "St. Petersburg" cost of the card issue - in the region of 10 thousand rubles. Please note that the annual service is not cheap or free. Especially for physical cards. It fluctuates around 5 thousand rubles. in year.

Zenit has cost issuing a card with a Chinese payment system by 1.2 thousand rubles.

Immediately need to consider that many Western, especially, American online stores are not accepted, incl. For some applications. Initially, the target of UnionPay was precisely in the maintenance of Chinese travelers abroad. Although the system is now working in 180 countries, such payment is not available from Apple or in Steam.

For game purchases on the marketer of the PLAY ASIA Digital Codes, the UnionPay system is supported, but here it is necessary to consider that the gaming publisher can and a few months after the purchase, to select the game acquired by travelers. As happens, we told in detail in a separate material:

In other words, UnionPay is not a solution to all problems. Do not hurry to draw up this expensive card with some annual service (for physical cards) before checking that it will be accepted in the right stores.

Many card holders already report that in Western online stores or there is no such form of payment, or it is only available to the Chinese, i.e. The card must be issued in the PRC.

A little easier is the situation for travelers, especially in Asian countries, with the exception of Japan, where they also introduced sanctions against Russia to certain products and it is not known that they will come up further. In foreign trips to East UnionPay may be very useful.

At the same time, it is still impossible to say that UnionPay has become the predominant of Asian systems in the West. There for Chinese tourists a larger distribution while wepay and alipay received.

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