Today we will talk about inflation in our country, discuss which inflation we are waiting and how best to protect money from inflation.

The Bank of Russia provided deployed statistics on the dynamics of consumer prices in Russia for March.

Currently, annual inflation according to the Central Bank is 16.7%. Inflation was significantly accelerated compared with February (per month, the growth was 7.5% - this is the maximum since the 2000s).

The rise in prices is caused not only by the devaluation of the ruble, which occurred in the 2nd half of February (in the 1st half of March, the Central Bank with this problem could have coped one way or another).

For the most part, the rise in prices is caused by a surge demand, because consumers were afraid of the appearance of the deficit on the counters due to the imposed sanctions.

And, accordingly, in these conditions, food for long-term storage and some non-food products of long-term use have greatly risen.

The Central Bank notes that one of the main factors such rapid inflation has become a record weakening of the ruble - approximately 40% from January, although there were more than 50% at the peaks.

The impact of the growth of world prices for the domestic market was limited due to the fact that the Russian authorities restricted the export of grain and other necessary products from Russia. Therefore, the growth of world prices for wheat, sunflower oil affected Russian prices to a lesser extent.

Now look at the table of dynamics of consumer prices, where each category of goods is deployed.

Having considered it, you will understand why prices are growing faster in reality than the official level of inflation.

The reason is that each different consumption structure has, and inflation depends on it.

What inflation is waiting for us?

Obviously, non-food and durable prices prices will decline compared to March levels.

Since, we had a strengthening of the ruble approximately 33%, that is, it is practically a refund to the pre-crisis level.

Well, respectively, the prices for imported goods will also decrease, despite the fact that a number of restrictions on the import of importation are canceled from other countries. Therefore, logistics interruptions, one way or another, will gradually restore.

At the same time, fruits and vegetables are still likely to grow in price. There will be a seasonal decline in the summer (in August-September). But it is possible that this year it will be less than usual.

For other goods, growth is likely to slow down (again, the dollar rate and internal administrative restrictions).

Sberbank analysts predict that the results of 2022, the dollar will cost approximately 85 rubles - this is 15% higher than January 2022.

It turns out that imported products will increase by 20% at the end of the year. Well, plus still global inflation in the area of ​​10%. As a result, growth will be approximately 30%. Such a rude calculation.

By the way, the Russian-Ukrainian conflict can also lead to a serious increase in world prices (in dollars). Since due to the increase in prices for energy carriers for coal, metals, etc., natural production is very much more expensive. Accordingly, prices will also grow.

How do we protect in current conditions from high inflation?

In fact, there is no ideal way. There are conservative, low-risk and high-risk methods (here you can make both earning and lose, volatility can be quite high)

👉a The easiest way is of course buying US dollars. The commission of 12% was already canceled, so it is possible to buy a dollar on 80 rubles.

Also, you can buy gold, for example, now gold stands around 6000-6200 rubles per c. Most likely, gold will protect you from dollar inflation. Now there are all the prerequisites for gold grow. But minus gold is that it is illiquid, it is difficult to sell it.

I and deposits under 18-19% will bring you a real profitability of 1% more official inflation. That is, you will select most of the inflation using deposits.

At the same time, if the course will jump, for example, above 90 rubles per dollar, then the contributions will no longer look so interesting.

There is a good option, but there are already more risky investments in American shares of the oil and gas sector, the consumer goods sector.

But there is a problem, now the assets of Russian customers and foreign brokers are now blocked, and Russian brokers have problems.

Today, thanks for your attention!

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