Today we will discuss the manipulations that use banks and brokers for which huge crowds of Russians are conducted. How not to get into these manipulations and save your money?
When everything is calm in the markets, mathematics rules in the markets, but as soon as nervousness begins, psychology comes to the fore. And, if people do not know it at least at the basic level, then with a high probability, they will fall into a trap.
Manipulations with gold
Since the end of February, gold prices began to rise, then panic began, and our banks and brokers began to massively agitate for gold, despite the fact that there were giant spreads for gold at that moment.
At this moment, people stood massively in lines to buy some small mucat, but many bought gold and on the exchange.
After this hysteria, calm came, and then a correction began, which probably already ends.
And right now, when you need to buy gold, everyone is silent, and no one calls anyone. If you want to buy gold (and everything else), then you need to buy when no one agitates you to buy it.
And look at what gold prices are now (2 times cheaper than they were 3 months ago).
Always ask yourself a question who is beneficial to this tantrum, who uses this? There is always some organization that will make a lot of money on this.
Also, when there was hysteria for gold, they also campaigned to receive dollars in exchange for gold, arguing that the dollars will collapse and disappear. Our cash dollars needed financial organizations and the Central Bank.
Manipulation Tinkoff
Not so long ago, Tinkoff raised the commission for transactions with currency. To buy a dollar, now you need to pay big commissions. And after that (after a short time), the ruble devaluation began - the dollar grew by more than 10 rubles.
This is done in order to earn. Of course, I am not a supporter of conspiracy theories, but the last actions of banks and brokers make it clear to me that they know much more than us (in terms of what will happen next).
Never follow the crowd in financial markets. You always need to ask yourself questions who will benefit from this. Why did some bank raise the commissions now, or, for example, why does VTB reduce the rates on loans by 3%?
VTB reduces loan rates
That is, VTB offers to open a loan at a rate of 6.9%, taking into account the fact that the Central Bank rate is more than 10%.
Why is he doing this? Because, he is in dire need of customers, because VTB’s reputation was very shaken in March 2022. On the one hand, he attracts money to deposits, on the other hand, customers are needed to issue loans. Therefore, VTB goes on such strict conditions.
Psychology of people
When the ruble was strengthened, people massively campaigned (not banks, but people themselves) for the fact that the dollar is ended, his era passed, etc.
As soon as the dollar began to grow up, all these people disappeared somewhere (or now, on the contrary, they say that the dollar will fly up to 120 rubles).
You need to try to control your reaction, you do not need to worry about sharp jumps. It is better to look a little forward and analyze more than one specific step, but put all this in a logical chain. Of course, not everyone can do this, but you need to try and develop.
Of course, whatever I talk about manipulations, people will always fall into these traps. But many will already understand what is happening in the markets, to whom it is beneficial, etc.
For today, thanks for your attention!
Put a finger ♥ if the article was useful for you. Subscribe to the channel so as not to miss the following articles.